The "Application" page. At the top of the page note that the name of your non-profit corporation is the “business” and the “company." Your “DBA” means “doing business as” and it is the ministry/org name that you use everyday on the street. When you are approved by CheckFree for an account you will be called a “client” of CheckFree. Your supporters will be your “customers". In the second line, use your actual street address. In the third line under “mail/phone order,” put NO. (This is for catalog sales). You should have a Federal Tax ID #. On line 8, ACH means “automatic clearing house” where all checks route through in the USA. So ACH $$$ are from checks. V/MC is Visa/Mastercard and is processed differently. Estimate (roughly) how much you will receive in checks and cards (V/MC) in three months after launching your EFT program and put the $$$ amount in the first two blanks of line 8 respectively. “Others” is for Discovery and American Express which we can avoid unless you have a product sale component or some other reason and need or want to take them. In that case, estimate for the “Others” blank space on line 8. In line 9 give an estimate for the average EFT amount you expect and put in your V/MC processing number if you have one that you are using now with a local bank. Do the same for line 10 as well. If you have a website we can help you receive secure donations from that site as well as purchases. Call us about that.

On line 17 write "non-profit" over “corporation” if you are one. Under PRINCIPALS, these are the officers of your organization. Attach another sheet if you need to. The rest is self explanatory.

CheckFree is required by the ACH to identify risk as they are releasing tools to your that allow access to individual's bank accounts. Sometimes a fairly new ministry without a long track record can still qualify for these tools with a “holdback” status where a small percentage of collected funds is held in reserve each month to make sure there are no contested withdrawals. Please note that if your estimates are under $25000 the first year, you will not be required to send in two years financial statements but rather two months bank statements. As your electronic income ramps up over that amount you should have a good enough track record with CheckFree by then and financials won't be required unless you have a lot of "returns." Egiving Systems will help you make sure that does not happen.

The "E-Money Fee Addendum" is a special pricing through Egiving Systems for the ministry, charities and like organizations. It requires a signature from us and is the rate CheckFree will charge for their services. Egiving Systems receives a small portion to maintain its efforts as you become successful. Request a signed copy from EgivingSystems which will be faxed for your signature and inclusion into your packet.

Lastly, add your two years of financials (if your starting estimates are over $25,000 for the first year EFT) or two months bank statements if under $25,000, a voided check to designate the deposit account and your application check to Checkfree.